At GoVine, we find the best health insurance coverage for you. Plans starting at $0 per month.
1. Introduction
Welcome to GoVine Insurance. These Terms of Service (“Terms”) govern your use of our website and services. By accessing or using our website, you agree to abide by these Terms. If you do not agree with any part of these Terms, please refrain from using our website.
2. Registration and Account
To access certain features, you may need to register for an account. You agree to:
3. Use of Our Services
You agree to use our services for lawful purposes only. Any misuse or fraudulent activities will result in the termination of your account.
4. Payment and Renewal
Certain services may require payment. You agree to provide accurate payment information and acknowledge that:
5. SMS and Text Messaging Terms
By providing your mobile phone number to GoVine Insurance and opting in to receive text messages, you expressly consent to receive SMS communications from us. These terms apply to all SMS communications between you and GoVine Insurance.
5.1. Program Description
GoVine Insurance may send you text messages related to:
5.2. Message Frequency
Message frequency may vary based on your interactions with GoVine Insurance and the nature of the services you have requested. You may receive recurring messages as part of ongoing communications.
5.3. Message and Data Rates
Message and data rates may apply. Your mobile carrier may charge you for sending and receiving text messages based on your plan. GoVine Insurance is not responsible for any charges from your mobile carrier.
5.4. Opt-In and Consent
Your consent to receive SMS messages is voluntary and is not a condition of purchasing any product or service from GoVine Insurance. By opting in, you confirm that you are the account holder or authorized user of the mobile number provided.
5.5. Opt-Out
You may opt out of receiving SMS messages at any time by replying STOP to any text message you receive from us. After replying STOP, you will receive a confirmation message and no further texts will be sent unless you opt in again. For assistance, reply HELP or contact us directly.
5.6. Privacy and Data Sharing
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Mobile opt-in data and consent will not be shared with any third parties. Information may only be shared with subcontractors supporting the services we provide to you (such as customer support providers, licensed insurance agents working on behalf of GoVine, and SMS platform providers). Please refer to our Privacy Policy for full details on how we handle your information.
5.7. Supported Carriers
SMS services are available on most major U.S. carriers. Carriers are not liable for delayed or undelivered messages.
6. Termination
We reserve the right to terminate or suspend your account and access to our services at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason.
7. Limitation of Liability
To the fullest extent permitted by law, GoVine Insurance shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly.
8. Disclaimer
Our services are provided “as is” without any warranties of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
9. Indemnification
You agree to indemnify and hold harmless GoVine Insurance, its officers, directors, employees, and agents, from and against any claims, liabilities, damages, losses, and expenses, including legal fees, arising out of or in any way connected with your access to or use of the website or services.
10. Changes to These Terms
We may update these Terms from time to time. Any changes will be posted on this page, and we will notify you of any significant changes. Your continued use of our website after such changes constitutes your acceptance of the new Terms.
11. Governing Law
These Terms are governed by and construed in accordance with the laws of the state in which GoVine Insurance operates, without regard to its conflict of law principles.
12. Contact Us
For any questions or concerns regarding these Terms, please contact us.
13. Severability
If any provision of these Terms is deemed invalid or unenforceable, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.
This Terms of Service was last updated on August 5, 2026.