At GoVine, we find the best health insurance coverage for you. Plans starting at $0 per month.
ACA stands for the Affordable Care Act, sometimes called Obamacare. It’s the federal program that lets individuals and families buy health insurance directly, without going through an employer. Every ACA plan has to cover the essentials, and depending on your household size and income, the cost may be heavily or entirely subsidized.
Doctor visits and preventive care
Emergency and hospital care
Prescription
drugs
Mental health and behavioral care
Pregnancy, maternity, and newborn care
Pediatric care, including dental and vision for kids
Lab work, rehabilitation, and chronic condition management care
Often, yes. Depending on your household size and income, the government may cover most or all of your monthly premium through what’s called a Premium Tax Credit. We figure out exactly what you may qualify for, so you pay as little as possible for the best plan available to you.
There are two enrollment windows
Every year from November 1 to January 15, anyone can sign up, switch plans, or update coverage.
This is the main window. If you miss it, you usually have to wait until next year.
If something major changes in your life, you may have 60 days to enroll outside the normal window. Qualifying life events include:
Not sure if you qualify for a Special Enrollment Period? A five-minute call with us will tell you exactly where you stand.
Free consultation. We learn about your health, your doctors, your prescriptions, and your budget. We figure out what subsidies you may qualify for.
Plan comparison. We compare plans across the major carriers in your area and recommend the ones that fit. You choose, we figure out what subsidies you may qualify for.
Enrollment and after. We handle the paperwork. After you’re covered, we’re still here for plan questions, ID card issues, anything.
Free consultation. We learn about your health, your doctors, your prescriptions, and your budget. We figure out what subsidies you may qualify for.
Plan comparison. We compare plans across the major carriers in your area and recommend the ones that fit. You choose, we figure out what subsidies you may qualify for.
Enrollment and after. We handle the paperwork. After you’re covered, we’re still here for plan questions, ID card issues, anything.
★★★★★ 5.0 Based on 133 Google Reviews
"Working with Vincent Morris and Govine Insurance was by far the smoothest and most informative experience I have ever had reviewing and purchasing a health insurance plan."
"Naomi DeJesus was my agent. She was hands down the best. She was absolutely amazing!"
"Very good."
"He was very helpful and explained exactly what the program was from beginning to end. Very professional."
"He was very informative and friendly."
"Claudia Dukenson was very helpful and amazing at her job. She went above and beyond to help me get affordable health insurance."
"Claudia was very kind, courteous, informative, and expedited the process very effectively. She is an awesome agent at Govine."
"Laura Suarez did a wonderful job helping me get my insurance and answered questions precisely."
"A big shout-out to GoVine Insurance customer service rep Johnny Reyes. The experience was nothing short of phenomenal."
"Very professional, polite, and knowledgeable. Thanks Marcel."
"Mr. Omarion A. was great! Helped me pick the plan that I needed. I am a satisfied member!"
"Claudia Dukenson is awesome. She was so patient and found me a perfect plan. Ask for her by name!"
"Zaviera at Govine Insurance was super friendly and informative. Thank you for your service and help."
"Claudia was very helpful. She walked me through everything, made sure I got the right plan, and explained everything to a T."
"I’m so glad I had Zaviera Gomez’s help with enrolling. She helped with my new plan and answered all the questions I had."
"Naomi DeJesus is the best and she will take care of you. She is the goat at what she does."
"My agent Naomi helped me out so much and was able to get me the best insurance I could have asked for."
"She was very knowledgeable, polite, and thorough."
"Professional personality."
"Excellent service from Jacob Calas. He was very patient and answered all my questions."
"Mr. G was awesome with great customer service. Very knowledgeable and helpful."
"He was great and very helpful. Very professional and courteous."
"People person, real informative conversation, and very helpful. Thanks Jordan, I appreciate your help."
"Omarion Allen was very engaged, professional, and courteous. He listened to my concerns and answered my questions."
"Jonathan helped me more than he should have. He explained everything very clearly so I could understand."
"Alex Churion was great. Best customer service ever. He was very helpful. I highly recommend."
"They were very helpful!"
"Amanda is very efficient, knowledgeable, and was an absolute wonderful person to converse with."
"I am mind blown by the professionalism of Jovanni Rass. I can only hope you get an agent as great as this man!"
"Jordan was very helpful with the update for my 2025 health insurance. He went above and beyond."
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Our team is bilingual (English and Spanish). No pressure, no fees, no obligation. Just a real conversation about what fits.
