Terms and Conditions

1. Introduction

Welcome to Govine Insurance. These Terms of Service ("Terms") govern your use of our website and services. By accessing or using our website, you agree to abide by these Terms. If you do not agree with any part of these Terms, please refrain from using our website.

2. Registration and Account

To access certain features, you may need to register for an account. You agree to:

• Provide accurate and complete information.

• Maintain the security of your account credentials.

• Notify us immediately of any unauthorized use of your account.

3. Use of Our Services

You agree to use our services for lawful purposes only. Any misuse or fraudulent activities will result in the termination of your account.

4. Payment and Renewal

Certain services may require payment. You agree to provide accurate payment information and acknowledge that:

• All payments are non-refundable.

• Services may renew automatically. You can cancel the renewal at any time.

5. Termination

We reserve the right to terminate or suspend your account and access to our services at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason.

6. Limitation of Liability

To the fullest extent permitted by law, Govine Insurance shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly.

7. Disclaimer

Our services are provided "as is" without any warranties of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

8. Indemnification

You agree to indemnify and hold harmless Govine Insurance, its officers, directors, employees, and agents, from and against any claims, liabilities, damages, losses, and expenses, including legal fees, arising out of or in any way connected with your access to or use of the website or services.

9. Changes to These Terms

We may update these Terms from time to time. Any changes will be posted on this page, and we will notify you of any significant changes. Your continued use of our website after such changes constitutes your acceptance of the new Terms.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the state in which Govine Insurance operates, without regard to its conflict of law principles.

11. Contact Us

For any questions or concerns regarding these Terms, please contact us.

12. Severability

If any provision of these Terms is deemed invalid or unenforceable, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

This Terms of Service was last updated on 9/26/2023.